Here is a short list of expenses that many people have. Put a check mark next to ones you have, then write down any expenses you have, that are not on

 Necessities like food

 Clothes laundry dry-cleaning

 Car and transportation expenses: gas, oil, parking, license, plates, car repair, train fare or bus fare

 Rent, mortgage payments, heat, electricity, phone, water, property taxes, house repair, appliance and repair, furniture, small items for home, cleaning supplies on the yard care,

 Medical and dental expenses: doctor, dentist, drugs, hospital or clinic.

 Savings: short to medium term for something soon, a future purchase, emergencies, investments.

 Installment payments: car, furniture, appliances, charge accounts, credit card accounts, loans.

 Pocket money, personal allowances, tobacco, beer, wine and hair care.

 Entertainment, movies and eating out Recreation, sports and equipment, club membership, newspaper, magazines, cable TV, records and tapes, DVDs videos and other multimedia, vacation, letters and postage.

 School bills, books, room and board at school, workshops, special training courses, lessons, music and more.

 Donations: church or synagogue, charitable giving, charities, other and gifts

 Insurance: (if not deducted from your pay check): life, health, house, car and property

 Taxes: (if not deducted from your pay check): Federal, state and local income, social security

Which other ones could you list ?